1. Goals, horizon and total budget
Decide whether the property is for living, seasonal use or letting. Include transaction taxes, legal fees, insurance, management charges and a reserve for repairs. If finance or currency conversion is involved, consider interest-rate and exchange-rate exposure. Request an itemised estimate for the property instead of relying on a brochure headline.
2. Destination and the ownership right available
Establish what right a buyer with your citizenship can acquire: registered ownership, a leasehold interest or another contractual form. Check the rules for land, off-plan properties and intended use. Home ownership and immigration permission are distinct legal questions.
3. Seller, title and independent verification
Verify the seller's identity and authority, the registry identifier, existing charges, permits and actual floor area. For a new development, examine the developer's rights to the site and the construction documentation. Use independent local legal counsel for title and contract matters and an engineer for the condition of the asset.
4. Reservation, contract and payments
Before paying a reservation fee, obtain the proposed contract and written refund terms. Confirm the payee, currency, payment milestones, safeguards, remedies for delays and registration process. Do not send substantial sums based on a sales conversation alone.
5. Handover, registration and operation
Keep records of all transfers and handover documents. Check that the property matches the specification before final settlement, complete local registration and arrange maintenance and insurance. If you plan to rent it out, review the relevant permissions, management agreement and tax obligations.